Problem Mortgages Low Cost Mortgages Interest Only Mortgages
Fixed Interest Mortgages Apply Now Contact / About Us
the solution for Mortgage Problems...
FREE SURVEY with your mortgage close X

We will refund your valuation fee up to £350.00 on completion of your mortgage.

The cost of our surveys are lower than most companies. For properties valued up to up to £100k the cost is only £117.50 and only £225.00 for properties valued up to £200k. For larger value properties the cost is similarly very competitive. Don't forget you will get this back when the mortgage completes.
Mortgages made easier!
Mortgage Calculator
Application Tracker
FSA authorised
Refused by your building society or bank?
Your application doesn’t seem to fit?
Had credit problems?
we try hard to say YES!!!

1st mortgage co.... part of the Guardian Homeloans group, have been arranging mortgages since 1971. The group process over £500 million of mortgage applications per year and can often help where others can't. We'll consider the usual and the unusual and it won't cost you a penny to apply. Once your application is accepted you can track it's progress online.


Think carefully before securing debts against your home. Your Home may be repossessed if you do not keep up repayments on your mortgage.

Information we give you will be on a limited range of mortgage products provided by igroup mortgages limited, Moneypartners Limited, Swift Advances plc and Cheshire Mortgage Corporation Ltd. You will not receive advice or recommendation allowing you to make your own informed decision.

Our variable rate tracker mortgages start at just 1.49% over bank base rate.

The overall cost for comparison purposes is 6.6% apr. Other mortgages are available and interest ranges from 4.94% pa to 13.2%pa depending on your individual circumstances. A fee may be charged and is usually between 0% and 5% of the advance but typically £995.00 on a mortgage of £100,000. The lender also makes a charge, typically £775 and is added to the advance.

Figures based on representative sample of business written in 2006



1st mortgage co.... Phone FREE : 0800 279 1279 | EMail: info@gf-loans.co.uk | Web www.1stmortgageco.com
Finance House, Derby Street West, Ormskirk, Lancashire L39 3NH

1st mortgage co.com is a trading style of Guardian Homeloans Limited authorised and regulated by the Financial Services Authority to arrange mortgages and non investment insurance products
*Mortgage applications & emails are responded to usually within 24hrs of receipt

Problem Mortgages | Interest Only Mortgages | Low Cost Mortgages | Buy to Let Mortgages
Home | Contact / About Us | Apply Online